Helping seniors navigate Medicare

Seniors nearing 65 may be interested in an entertaining new book entitled “Medicare for Dummies,” by Patricia Barry, a recognized expert on Medicare. This new title in the popular “For Dummies” series of books shares her 15 years of experience in advising readers across the country about navigating Medicare Advantage health plans, plus traditional Medicare and the Part D prescription drug program.

Barry makes a complicated subject come to life with careful explanations of the basics. The book is well illustrated with tables that compare common options.

Barry systematically explains the many new services Medicare covers since 2011, and makes clear services that are partially, possibly or just not covered, depending on your insurance plan or your life circumstances. There are many helpful links to governmental and non-governmental websites for further information and assistance.

She even includes 800-phone numbers by region that provide resources for those not on the Internet. Her repeated emphasis is on equipping readers to make wise choices.

Physicians and group practices may find this a useful tool for their case managers, as my experience is many Medicare or Medicare Advantage patients are very unclear on what their insurance does and does not currently cover. The website links can help with keeping patients and caregivers updated.

My favorite part of the book is Chapter 18: “Ten Ways to Stay Healthy Beyond Age 65.” I plan to share these tips with my patients:

• Regular walking exercise has been recommended since 300 years B.C. by Hippocrates. Aerobic exercise creates energy for people and often produces better sleep and some weight loss.
• Medicare may cover stop-smoking sessions for beneficiaries who still smoke.  Reductions in heart attack and cancer risk may be motivating in attaining readiness to quit.
• The Mediterranean-type diet of more vegetables and fruit, whole grains, unsalted nuts and healthy oils correlates with longevity, better function and less dementia as we age.
• Some senior citizens still consume large amounts of sugar-sweetened beverages.  Eliminating all this sugar from the weekly diet is an excellent first step toward a healthier weight.
• Socializing in choirs, senior activity centers and similar groups have been found to reduce depression and improve self-image for persons over 65.

This book may be the next step to help your loved ones make lifestyle changes but also to understand their health care options.